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2009 Chrysler Town and Country
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Discussion Starter #1
I was just notified by my cousin that her beloved 08 TC WPC got totaled a few hours ago while she was at church today . She only had it since March of this year .

It was a replacement for the 06 TC Limited that got T boned by someone going through a stop sign . Today it was an elderly lady in her 80s got the brake confused with the gas .
No I'm on the hunt for another one for her .
 

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Ouch! At least she wasn't in it, and it sounds like nobody got hurt. Good luck in finding another.
 

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That's not good. Anyone hurt?
Looks repairable though.
 

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2009 Chrysler Town and Country
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Discussion Starter #4
Ouch! At least she wasn't in it, and it sounds like nobody got hurt. Good luck in finding another.
Yeah church was just letting out she was standing next to it on the right side talking to members. Two other vehicles were hit before hers . So she had time to move out of the way .

To loose two vehicles in the same year ( no fault of hers ) has got to be devastating . I don't think I'll have to hard of a time finding another for her . I all ready have a Limited spotted . Have to wait till the dust settles insurance and all that .

She diffinatly wants another TC
 

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2009 GCV SE
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Yeah church was just letting out she was standing next to it on the right side talking to members. Two other vehicles were hit before hers . So she had time to move out of the way .

To loose two vehicles in the same year ( no fault of hers ) has got to be devastating . I don't think I'll have to hard of a time finding another for her . I all ready have a Limited spotted . Have to wait till the dust settles insurance and all that .

She diffinatly wants another TC
Make sure to grab some components from it before it goes to the wrecker like the radio, any decent features that it has!
 

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If nobody got hurt, then is not bad luck.

Vehicles can get replaced every time.

And yes, it can easily get repaired. Maybe she can get the money and fix it.

Ask the adjuster not to report it as totaled, so she can keep a clean title.
 

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2009 Chrysler Town and Country
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Discussion Starter #7
If nobody got hurt, then is not bad luck.

Vehicles can get replaced every time.

And yes, it can easily get repaired. Maybe she can get the money and fix it.

Ask the adjuster not to report it as totaled, so she can keep a clean title.
I told her it looks worse than it really is . And it can be fixed, I'd fix it . But they will most likely total it . Shame though it only has about 120k on it . I'm might ask her to see if they'd sell it back to her and I'll buy it
 

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Some time ago, my Lincoln was totaled, but the insurance guy told me that he was going to pay me like if it were totaled, but allowed me to keep the car and didn't reported as totaled. As a matter of fact, no report whatsoever was made, accident didn't showed on carfax.

I had Geico back then
 

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2009 Chrysler Town and Country
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Discussion Starter #9
Make sure to grab some components from it before it goes to the wrecker like the radio, any decent features that it has!
First of all I can't do that for two reasons . First my cousin wears her religion on her sleeve .Lets say she's not going to go along with anything like ahh unethical. And second they towed the vehicle from the site they already had it when she told me about it.

Besides I'm going to try to buy it either from her or the insurance company. Atleast I'm going to look into it .
 

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Discussion Starter #10
Some time ago, my Lincoln was totaled, but the insurance guy told me that he was going to pay me like if it were totaled, but allowed me to keep the car and didn't reported as totaled. As a matter of fact, no report whatsoever was made, accident didn't showed on carfax.

I had Geico back then
Well I'm going to wait till tomorrow see where it's at after the dust settles See what they're going to do . If I can get it with a clean title I'll fix it . If not I'll part it out it has a young engine mileage wise .
Who knows if I can get it cheap enough with a salvage title I might still fix it .
 

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2014 Chrysler Town & Country 30th Anniversary Edition. 3.6L, 211kW
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My experience is that cars get very easily totaled in the US. Why? To get people to buy a new car instead?
How does it work actually? The repair estimate is pushed too high so the insurance company declines to pay for the repair?
 

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Because the cost to repair (especially if there is any frame/subframe damage, which might be the case here), exceeds a certain threshold in relation to the % of value of the vehicle, it's just cheaper/quicker to write them off and cut a check.
 
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Because the cost to repair (especially if there is any frame/subframe damage, which might be the case here), exceeds a certain threshold in relation to the % of value of the vehicle, it's just cheaper/quicker to write them off and cut a check.
Yeah, this can be an issue with rare cars and why I maintain a "declared value" rider on my Acura. Yes, third generation Acura TLs are a dime a dozen, assuming an automatic transmission, however, there was only something like 4.3% of these cars made with manual transmissions, and not surprisingly, they command a premium on the used car market. Lots of folks on the Acura forum have crashed their 6MT cars and have them totaled by the insurance company, only to find out the settlement is only half to three quarters what it would cost to buy a comparable car.
 

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Case in point, the 2004 - 2006 GTO's (like my '04), people were getting what many here would consider "minor" damage and insurance was writing them off. Why? Body parts had to come from Australia. Shipping fenders, quarter panels, hoods, etc, from down under under isn't cheap. So costs to repair rise to a point where it isn't feasible any more.

Anyway, in the case of these vans, Chrysler made a ton of them. That drives down the overall value of the vehicles. Yet with all the airbags, blind spot monitoring, etc, etc.. on top of higher quality paints colors, etc, the cost to fix them isn't going down in relation to the value.
 

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Insurance companies total vehicles these days, with less damage, for the availability of parts. The parts market is lucrative. That policy change occurred in the last couple of years.
 

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Insurance companies total vehicles these days, with less damage, for the availability of parts. The parts market is lucrative. That policy change occurred in the last couple of years.
Those totaled town & countries are bought from salvave auctions, shipped to Germany, fixed and sold while still making profit. We have a lot of them where I live. Basically all of them have the same history. Some of them have mino damage.
It doesn’t make sense that it’s more expensive to fix them in the US than exporting them to Europe and fixing them here.


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So, I'm just getting texts from my sister, down in Flo-Ride-a. They had a 2015 T&C touring. It was pushing 150k, and they, in general, don't take care of things. Anyway, dealer gave them $3,700 for it on a new Pacifica. Yea, I get that's trade in so it's considerably less than outright market value, but still. These things just aren't worth much. So you scratch them, insurance totals them. :D
 
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They're writing them off early:

If the value of the damage typically approaches 50 per cent of the value of the vehicle, the insurer may decide to write it off and say it's a total loss,” said Pete Karageorgos, director, consumer and industry relations with the Insurance Bureau of Canada
What is a write-off? It's a term commonly used when the insurance industry determines your vehicle to be a total loss. In other words, the cost to repair your vehicle after a collision is more than its value after subtracting the recycle or salvage value
 

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Those totaled town & countries are bought from salvave auctions, shipped to Germany, fixed and sold while still making profit. We have a lot of them where I live. Basically all of them have the same history. Some of them have mino damage.
It doesn’t make sense that it’s more expensive to fix them in the US than exporting them to Europe and fixing them here.


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Actually, very few go overseas, most either stay here o goes to Mexico.

Many times, when vehicle is in very good condition but seller needs to get rid of them fast, they issue a "For Export Only" title. In this case buyer must get the vehicle out of USA.

There are work arounds. Many of those "For Export Only" vehicles stays in USA regardless.
 

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2009 Chrysler Town and Country
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Discussion Starter #20
So, I'm just getting texts from my sister, down in Flo-Ride-a. They had a 2015 T&C touring. It was pushing 150k, and they, in general, don't take care of things. Anyway, dealer gave them $3,700 for it on a new Pacifica. Yea, I get that's trade in so it's considerably less than outright market value, but still. These things just aren't worth much. So you scratch them, insurance totals them. :D
Exactly right I've been scouting Pick & Pull & salvage yards all spring and summer of this year . And some of the TCs & DGC I've seen geeeze was a darn shame . Some were in such good shape (cosmetically) I almost couldn't bring myself to dismantle it .

Some were very heavily optioned like the limited I got my roof rack from it had every option I think was ever offered . I was hit in the front not even as bad as my cousins TOTALLED.
 
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